Investors

Company has an operating target market strategy which is a Low risk, high returns niche market with an npl of 6% being lower than the banking average. An opportunity in the most robust and one of the fastest growing micro finance markets in the world with a profitability trend of 27.6% between 2011 –2015, deposit …

General Business Goals

Establish an operating foot print in all 47 counties in the next 5years Build a loan book of US$8Million in the next five years Acquire over 20,000 customers in the next 4 years Investing 5SMES in the next 7 years Assist at least 2 Investee SMEs list at NSE in the next 6years List Private …

Business Goals for the Next Growth Phase (Equity investments in SME’s)

The firm wishes to do the following: All SME investments made are planned to be long term Exit for each investment is anticipated through listing of the investee’s securities in the GEM section of the NSE and possibly cross-listing in the regional exchanges to increase visibility and liquidity or Trade Sale to a strategic / …

Growth Strategy

5% of the total Government employees in the next 4years through Government deduction, signing of check-off agreements with State-corporations and other institutions Negotiations with Private Institutions for pay roll based lending Negotiate with various partners within the agriculture value chain–farmers, input suppliers, logistic firms(transport and warehousing), exporters and buyers to finance the various activities in …

The Investment Process and Dynamics

Funds shall be domiciled monthly into a USD central collection account under the instruction of the financier. KES funds shall be converted(Prevailing Exchange Rate) into USD and transferred to the USD Central Collection Account. USD receivables are also transferred directly into the Central Collection Account. Funds credited to the Collection Account shall be transferred into …

Market Micro finance Sector

Micro finance in Kenya consists of micro finance facilities and regulations in Kenya which has been developing since the mid 1990s. Legislation was passed in 2006 with the Micro Finance Act which became active in 2008. By 2010 there were 24 large micro finance institutions in Kenya, which provided US$1.5 billion to approximately 1.5 million …

Overview of needs assessment

To finance expansion plans inline with strategy for the following: To grow its loan loan book in line with increasing demand along the low risk value chain along which the company operates;2. To support its branch expansion plans in 47 counties in line with plans of increasing customer base by 6,000 clients every year for …